Loan product

Business Loan

Business loans fund working capital gaps, new machinery, inventory and expansion. We help present the case around your banking turnover and GST filings for lender assessment.

Interest from
13.00% p.a.*
Tenure
12 – 60 months
Loan amount
₹1 Lakh – ₹1 Crore

*Interest rates shown are indicative/starting rates and are subject to lender policy, customer eligibility, credit profile, loan amount, tenure and applicable terms.

Eligibility criteria

  • Business vintage of at least 2 years
  • Minimum annual turnover of ₹15 Lakh
  • GST registration and filed returns
  • Healthy bank statement with limited cheque returns

Documents required

  • PAN, Aadhaar and business registration proof
  • Last 2 years ITR with financials
  • Last 12 months bank statement
  • GST returns for the last 12 months

Key benefits

Unsecured options up to ₹50 Lakh
Overdraft and dropline facilities available
Minimal documentation for GST-compliant businesses
Loan against property route for larger tickets

Business Loan FAQs

Not sure which loan fits you?

Talk to an advisor for a free, no-obligation assessment of your eligibility and suitable lending options.

Shree Cred Capital is a DSA/loan facilitation platform, not a bank or NBFC. Final approval, interest rate and disbursal are subject to the lending partner’s policies and discretion.