How much home loan can I get on my salary?

Most lenders keep total EMIs within 50% to 60% of net monthly income. Our eligibility checker gives you an instant indicative figure.

Is a balance transfer worth it?

If your current rate is more than 0.5% above market and you have several years of tenure left, a transfer may reduce total cost, subject to applicable charges and lender terms.

Loan product

Home Loan

Home loans are the longest financial commitment most families make. A difference of 0.25% in rate can mean lakhs over the tenure, which is why we help compare available lender options.

Interest from: 8.35% p.a.*
Tenure: Up to 30 years
Loan amount: ₹5 Lakh – ₹5 Crore

*Interest rates shown are indicative/starting rates and are subject to lender policy, customer eligibility, credit profile, loan amount, tenure and applicable terms.

Eligibility criteria

Age between 21 and 65 years at loan maturity
Stable income from salary, business or profession
Clear and marketable property title
CIBIL score of 700 or above preferred

Documents required

PAN, Aadhaar and address proof
Income proof: salary slips or 2 years ITR with computation
Last 6 to 12 months bank statement
Property papers, sale agreement and approved plan

Key benefits

Up to 90% funding of property value

Tax benefits under Section 80C and 24(b)

Balance transfer with top-up for existing loans

Step-up and joint applicant options to boost eligibility

Home Loan FAQs

Not sure which loan fits you?

Talk to an advisor for a free, no-obligation assessment of your eligibility and suitable lending options.

Apply Now +91 92051 68505

Shree Cred Capital is a DSA/loan facilitation platform, not a bank or NBFC. Final approval, interest rate and disbursal are subject to the lending partner’s policies and discretion.