Loan product
Personal Loan
A personal loan gives you unsecured funds without pledging any asset. We compare available options across banks and NBFCs based on your income and credit profile.
- Interest from
- 10.50% p.a.*
- Tenure
- 12 – 72 months
- Loan amount
- ₹50,000 – ₹40 Lakh
*Interest rates shown are indicative/starting rates and are subject to lender policy, customer eligibility, credit profile, loan amount, tenure and applicable terms.
Eligibility criteria
- Age between 21 and 60 years
- Salaried with minimum ₹20,000 monthly income, or self-employed with 2 years of ITR
- CIBIL score of 700 or above preferred
- Minimum 6 months in the current job or business
Documents required
- PAN card and Aadhaar card
- Last 3 months salary slips or latest 2 years ITR
- Last 6 months bank statement
- Address proof and passport size photograph
Key benefits
No collateral or guarantor required
Disbursal timelines may start from 24 to 72 hours, subject to lender review
Flexible tenure with prepayment options
Balance transfer available at lower rates
Personal Loan FAQs
Not sure which loan fits you?
Talk to an advisor for a free, no-obligation assessment of your eligibility and suitable lending options.
Shree Cred Capital is a DSA/loan facilitation platform, not a bank or NBFC. Final approval, interest rate and disbursal are subject to the lending partner’s policies and discretion.