Loan product

Car & Vehicle Loan

Finance a new car, a pre-owned vehicle or a commercial vehicle with up to 100% on-road funding for eligible profiles.

Interest from
8.75% p.a.*
Tenure
12 – 84 months
Loan amount
₹1 Lakh – ₹1 Crore

*Interest rates shown are indicative/starting rates and are subject to lender policy, customer eligibility, credit profile, loan amount, tenure and applicable terms.

Eligibility criteria

  • Age between 21 and 60 years
  • Minimum ₹20,000 monthly income
  • Valid driving licence for the applicant or co-applicant
  • Stable employment or business record

Documents required

  • PAN, Aadhaar and address proof
  • Income proof: salary slips or ITR
  • Last 6 months bank statement
  • Vehicle quotation or proforma invoice

Key benefits

Up to 100% on-road funding for select profiles
Used car finance up to 8 years vehicle age
Sanction timelines may be as short as one day for eligible profiles
Commercial vehicle and fleet options

Car & Vehicle Loan FAQs

Not sure which loan fits you?

Talk to an advisor for a free, no-obligation assessment of your eligibility and suitable lending options.

Shree Cred Capital is a DSA/loan facilitation platform, not a bank or NBFC. Final approval, interest rate and disbursal are subject to the lending partner’s policies and discretion.