Loan product
Loan Against Property
A loan against property lets you raise large amounts at rates far lower than unsecured loans, while you continue to own and use the property.
- Interest from
- 9.25% p.a.*
- Tenure
- Up to 20 years
- Loan amount
- ₹10 Lakh – ₹10 Crore
*Interest rates shown are indicative/starting rates and are subject to lender policy, customer eligibility, credit profile, loan amount, tenure and applicable terms.
Eligibility criteria
- Owner of a residential, commercial or industrial property
- Age between 21 and 65 years
- Documented income from salary or business
- Property with clear title and no litigation
Documents required
- KYC documents of all property owners
- Income proof and 2 years ITR
- Last 12 months bank statement
- Complete property chain documents
Key benefits
Up to 70% of property market value
Long tenure keeps EMIs comfortable
Can be used for business or personal needs
Overdraft variant for fluctuating requirements
Loan Against Property FAQs
Not sure which loan fits you?
Talk to an advisor for a free, no-obligation assessment of your eligibility and suitable lending options.
Shree Cred Capital is a DSA/loan facilitation platform, not a bank or NBFC. Final approval, interest rate and disbursal are subject to the lending partner’s policies and discretion.